Naehas Product and Pricing
We help retail and commercial banks centrally manage product definitions, pricing structures, and compliance. Product managers can configure, approve, and publish attributes like tiers, fees, rates, and eligibility rules, all with full auditability.
Naehas is purpose-built for financial services, supporting multi-level product hierarchies, configurable pricing rules, and instant updates across channels.
It’s the first time our pricing team could make a change without waiting on IT, and still pass compliance review.
Product Governance Lead, Tier-1 U.S. Financial Institution
Unify Product, Pricing and Governance
Manage a Centralized Product and Pricing Catalog
Use a centralized catalog to manage data such as APRs, fees, terms, and benefits and ensures pricing variants inherit the correct attributes. With a connected, comprehensive management process, banks can more easily access and understand the total customer relationship including their deposits, loans, and spending.
Align Pricing with Customer Actions
Static pricing limits personalization. Configurable pricing allows banks to respond to customer behavior, balances, transaction patterns, or relationship data in real-time.
Apply Real-Time Offer and Disclosure Updates
Changes to products and pricing can lead to inconsistency across connected assets. A centralized system enables approved updates to automatically flow across offers, disclosures, templates, and channels. Fee waivers and charges can be automated based on customer or account data, and banks can apply tiered interest rates and adjust them in conjunction with Fed rate changes.
Enable Regional and Segment Pricing at Scale
Banks with manual records can struggle to create pricing segments. Scalable pricing models allow teams to set pricing by region, demographic segment, or micro-cohort down to the ZIP code level.
Use a centralized catalog to manage data such as APRs, fees, terms, and benefits and ensures pricing variants inherit the correct attributes. With a connected, comprehensive management process, banks can more easily access and understand the total customer relationship including their deposits, loans, and spending.
Static pricing limits personalization. Configurable pricing allows banks to respond to customer behavior, balances, transaction patterns, or relationship data in real-time.
Changes to products and pricing can lead to inconsistency across connected assets. A centralized system enables approved updates to automatically flow across offers, disclosures, templates, and channels. Fee waivers and charges can be automated based on customer or account data, and banks can apply tiered interest rates and adjust them in conjunction with Fed rate changes.
Banks with manual records can struggle to create pricing segments. Scalable pricing models allow teams to set pricing by region, demographic segment, or micro-cohort down to the ZIP code level.
Product & Pricing: Frequently Asked Questions
What is Naehas Product and Pricing?
A centralized catalog and pricing engine where banks configure, approve, and publish products, tiers, rates, and eligibility with audit trails and channel integration.
How does the catalog and inheritance model work?
Products are structured in hierarchies. Variants inherit attributes from parent products, allowing updates without duplicating logic across programs or regional offerings.
How are rates and pricing strategies managed?
Teams manage APYs, APRs, waivers, and discounts through no-code rule builders. Pricing updates cascade to all products, disclosures, and offers in real time.
How does the platform support segmented pricing?
Pricing rules reference customer segments, regions, behaviors, or balances to enable differentiated rewards, bonus rates, or eligibility conditions across segments or journeys.
What metadata is tracked for governance and reporting?
Each product and variant includes structured metadata for product type, region, segment, lifecycle, and channel, enabling reporting, compliance, and better change management.
How does Naehas work with legacy cores?
Naehas overlays multiple cores, syncing product data through APIs or files. Pricing logic lives in one place, enabling fast updates without system disruption.
How does Naehas help financial institutions maintain data control?
All pricing logic, history, and metadata stay within the FI’s tenant. Versioning, audit trails, and lineage ensure full transparency and regulatory readiness.
Offer
Management
Create and launch personalized offers faster with built-in compliance and governance.
Compliance
Review
Ensure every campaign stays accurate, compliant, and audit-ready before and after launch.
Disclosure
Management
Centralize and automate disclosures to reduce risk and accelerate approvals.